credit · Frozen publication data
Mortgage delinquency is rising fastest where prices were hottest
90+ day mortgage delinquency, year-over-year increase, Q1 2026
Unit: % year over year
Canada (balance): 32%
Ontario mortgage delinquencies rose 52% from a year earlier, B.C. 36%. Brampton (+64%) and Toronto (+58%) led the cities.
Source: Homies Research, using Equifax Canada Q1 2026 Market Pulse (Canada, Ontario, B.C.) and Equifax figures reported by Global News (cities). Reference: 2026-Q1. Released 2026-05-26. Retrieved 2026-10-27.
Equifax Canada; Q1 2026 vs Q1 2025 · Rates are still low: 0.22% of accounts nationally, 0.36% Ontario, 0.38% Toronto, 0.64% Brampton. City figures are from press coverage of Equifax data, not the PDF.
View accessible data table · 1 series, 5 observations
| Market | Increase vs Q1 2025 |
|---|---|
| Canada (balance) | 32% |
| B.C. | 36% |
| Ontario | 52% |
| Toronto | 58% |
| Brampton | 64% |
Homies Research × Real Estate Magazine · Read the October 2026 Market Call ↗