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Bank mortgage arrears: up from the floor, still low

Canada · share of bank mortgages 90+ days in arrears (CBA via Bank of Canada), 1990–Feb 2026

Unit: % of mortgages
Bank mortgage arrears: up from the floor, still lowThe CBA arrears rate reached 0.28% in February 2026, double the 0.14% low of June 2022 and well under the 0.65% peak of 1992. Unit: % of mortgages. Monthly; number of mortgages, not dollar balances. Use left and right arrow keys to inspect observations. The data table follows the chart.Bank mortgage arrears: up from the floor, still low90+ day arrears rate% of mortgages0%0.2%0.4%0.6%0.8%Jan 1990Apr 1997Jul 2004Oct 2011Jan 2019Feb 2026Homies Research, using CBA data via the Bank of Canada · Through 2026-02Monthly; number of mortgages, not dollar balancesHOMIES RESEARCH
Feb 202690+ day arrears rate 0.28%

The CBA arrears rate reached 0.28% in February 2026, double the 0.14% low of June 2022 and well under the 0.65% peak of 1992.

Source: Homies Research, using CBA data via the Bank of Canada. Reference: 2026-02. Release date not supplied by source feed. Retrieved 2026-10-27.

Monthly; number of mortgages, not dollar balances · Covers CBA member banks only; lags by several months.

CSVChart permalink ↗
View accessible data table · 1 series, 434 observations

Showing the latest 12 observations.

Bank mortgage arrears: up from the floor, still low. Unit: % of mortgages. Monthly; number of mortgages, not dollar balances
Period90+ day arrears rate
Mar 20250.22%
Apr 20250.22%
May 20250.22%
Jun 20250.23%
Jul 20250.23%
Aug 20250.24%
Sep 20250.24%
Oct 20250.25%
Nov 20250.25%
Dec 20250.26%
Jan 20260.27%
Feb 20260.28%

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