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households · Frozen publication data

One softer month does not erase the annual stress trend

Smoothing the monthly volatility · proposals are not bankruptcies

Unit: filings over preceding 12 months
Compare series or markets · 3 selected
One softer month does not erase the annual stress trendConsumer insolvencies totalled 145,681 over the year to July, 5.4% above the previous 12 months. Unit: filings over preceding 12 months. Rolling 12-month sum of unadjusted monthly filings. Use left and right arrow keys to inspect observations. The data table follows the chart.One softer month does not erase the annual stress trendAll consumer filingsConsumer proposalsConsumer bankruptciesfilings over preceding 12 months025K50K75K100K125K150KJul 2021Jul 2022Jul 2023Jul 2024Jul 2025Jul 2026Homies Research, using Office of the Superintendent of Bankruptcy / ISED data · Through 12 months ending 2026-07Rolling 12-month sum of unadjusted monthly filingsHOMIES RESEARCH
Jul 2026All consumer filings 145,681Consumer proposals 113,841Consumer bankruptcies 31,840

Consumer insolvencies totalled 145,681 over the year to July, 5.4% above the previous 12 months.

Source: Homies Research, using Office of the Superintendent of Bankruptcy / ISED data. Reference: 12 months ending 2026-07. Release date not supplied by source feed. Retrieved 2026-09-28.

Rolling 12-month sum of unadjusted monthly filings · BIA consumer filings comprise bankruptcies and proposals; not mortgage arrears or foreclosures. Monthly counts are unadjusted and volatile.

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View accessible data table · 3 series, 61 observations

Showing the latest 12 observations.

One softer month does not erase the annual stress trend. Unit: filings over preceding 12 months. Rolling 12-month sum of unadjusted monthly filings
PeriodAll consumer filingsConsumer proposalsConsumer bankruptcies
Aug 2025138,119108,79729,322
Sep 2025139,335109,56529,770
Oct 2025139,274109,47829,796
Nov 2025139,097109,31429,783
Dec 2025140,457110,16830,289
Jan 2026140,669110,25230,417
Feb 2026142,073111,40730,666
Mar 2026143,353112,47230,881
Apr 2026144,287113,14031,147
May 2026144,414113,08731,327
Jun 2026145,762114,08131,681
Jul 2026145,681113,84131,840

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