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Toronto, London and Windsor saw the biggest jumps in mortgage delinquency

Change in the 90+ day mortgage delinquency rate, Q2 2025 to Q2 2026, percentage points, ranked

Unit: percentage points
Toronto, London and Windsor saw the biggest jumps in mortgage delinquencyToronto's mortgage delinquency rate rose from 0.24% to 0.33% in a year. The nine biggest increases were all in Ontario or B.C. Unit: percentage points. Not seasonally adjusted. Use left and right arrow keys to inspect observations. The data table follows the chart.Toronto, London and Windsor saw the biggest jumps in mortgagedelinquencyChange in 90+ day delinquency rate, Q2 2025 to Q2 2026percentage points-0.1 pp-0.05 pp0 pp0.05 pp0.1 ppToronto0.09 ppLondon0.09 ppWindsor0.09 ppOshawa0.08 ppSt. Catharines-Niagara0.07 ppVancouver0.07 ppHamilton0.06 ppKitchener-Cambridge-Water…0.06 ppVictoria0.04 ppCalgary0.03 ppHalifax0.02 ppOttawa-Gatineau0.01 ppWinnipeg0 ppQuébec City0 ppMontréal0 ppEdmonton-0.02 ppSaskatoon-0.06 ppRegina-0.07 ppCMHC, Residential Mortgage Industry Report, Fall 2026, figure 2 (Equifax data, CMHC calculations) · Through 2026-Q2Not seasonally adjustedHOMIES RESEARCH
Toronto: 0.09 pp

Toronto's mortgage delinquency rate rose from 0.24% to 0.33% in a year. The nine biggest increases were all in Ontario or B.C.

Source: CMHC, Residential Mortgage Industry Report, Fall 2026, figure 2 (Equifax data, CMHC calculations). Reference: 2026-Q2. Released 2026-10-27. Retrieved 2026-10-27.

Not seasonally adjusted · Equifax delinquency rates are consumer-level and differ from CBA's bank arrears. Rates are rounded to two decimals, so small changes are approximate.

CSVChart permalink ↗
View accessible data table · 1 series, 18 observations
Toronto, London and Windsor saw the biggest jumps in mortgage delinquency. Unit: percentage points. Not seasonally adjusted
MarketChange in 90+ day delinquency rate, Q2 2025 to Q2 2026
Toronto0.09 pp
London0.09 pp
Windsor0.09 pp
Oshawa0.08 pp
St. Catharines-Niagara0.07 pp
Vancouver0.07 pp
Hamilton0.06 pp
Kitchener-Cambridge-Waterloo0.06 pp
Victoria0.04 pp
Calgary0.03 pp
Halifax0.02 pp
Ottawa-Gatineau0.01 pp
Winnipeg0 pp
Québec City0 pp
Montréal0 pp
Edmonton-0.02 pp
Saskatoon-0.06 pp
Regina-0.07 pp

Homies Research · CMHC Fall 2026 mortgage report, explained ↗