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CMHC expects Ontario delinquency to keep climbing through mid-2027

Mortgage delinquency rate, actual to June 2026 and CMHC forecast July 2026 to June 2027

Unit: percent of mortgages
Compare series or markets · 6 selected
CMHC expects Ontario delinquency to keep climbing through mid-2027CMHC forecasts Ontario's delinquency rate rising from 0.33% in June 2026 to 0.44% by June 2027. Canada goes from 0.28% to 0.33%. Unit: percent of mortgages. Not seasonally adjusted. Use left and right arrow keys to inspect observations. The data table follows the chart.CMHC expects Ontario delinquency to keep climbing through mid-2027Ontario, actualOntario, CMHC forecastCanada, actualCanada, CMHC forecastBritish Columbia, actualBritish Columbia, CMHC forecastpercent of mortgages0%0.1%0.2%0.3%0.4%0.5%Jan 2021May 2022Sep 2023Jan 2025May 2026Jun 2027CMHC, Residential Mortgage Industry Report, Fall 2026, figure 13 (CBA, Statistics Canada, CMHC cal… · Through 2027-06 (forecast)Not seasonally adjustedHOMIES RESEARCH
Jun 2027Ontario, actual —Ontario, CMHC forecast 0.44%Canada, actual —Canada, CMHC forecast 0.33%British Columbia, actual —British Columbia, CMHC forecast 0.3%

CMHC forecasts Ontario's delinquency rate rising from 0.33% in June 2026 to 0.44% by June 2027. Canada goes from 0.28% to 0.33%.

Source: CMHC, Residential Mortgage Industry Report, Fall 2026, figure 13 (CBA, Statistics Canada, CMHC calculations). Reference: 2027-06 (forecast). Released 2026-10-27. Retrieved 2026-10-27.

Not seasonally adjusted · Forecast lines are CMHC's, not ours. Forecasts depend on CMHC's economic assumptions from its Summer 2026 Housing Market Outlook.

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View accessible data table · 6 series, 78 observations

Showing the latest 12 observations.

CMHC expects Ontario delinquency to keep climbing through mid-2027. Unit: percent of mortgages. Not seasonally adjusted
PeriodOntario, actualOntario, CMHC forecastCanada, actualCanada, CMHC forecastBritish Columbia, actualBritish Columbia, CMHC forecast
Jul 2026—0.33%—0.29%—0.26%
Aug 2026—0.34%—0.3%—0.27%
Sep 2026—0.36%—0.3%—0.27%
Oct 2026—0.37%—0.3%—0.27%
Nov 2026—0.37%—0.31%—0.28%
Dec 2026—0.39%—0.32%—0.29%
Jan 2027—0.41%—0.33%—0.3%
Feb 2027—0.41%—0.33%—0.3%
Mar 2027—0.42%—0.33%—0.3%
Apr 2027—0.43%—0.33%—0.3%
May 2027—0.44%—0.33%—0.3%
Jun 2027—0.44%—0.33%—0.3%

Homies Research · CMHC Fall 2026 mortgage report, explained ↗