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11% of private mortgage dollars in the GTHA are 90 days behind

Dollar-weighted 90+ day arrears rate at mortgage investment entities, GTHA vs rest of Canada

Unit: percent of balances
Compare series or markets · 2 selected
11% of private mortgage dollars in the GTHA are 90 days behindThe share of GTHA MIE balances 90+ days in arrears rose from 2.98% in Q3 2023 to 11.14% in Q1 2026, almost three times the rest of Canada (3.82%). Unit: percent of balances. Not seasonally adjusted. Use left and right arrow keys to inspect observations. The data table follows the chart.11% of private mortgage dollars in the GTHA are 90 days behindGTHA MIE balancesRest of Canada MIE balancespercent of balances0%2%4%6%8%10%12%Q3 2023Q1 2024Q3 2024Q1 2025Q3 2025Q1 2026CMHC, Residential Mortgage Industry Report, Fall 2026, figure 8 (Statistics Canada Survey of Non-B… · Through 2026-Q1Not seasonally adjustedHOMIES RESEARCH
Q1 2026GTHA MIE balances 11.1%Rest of Canada MIE balances 3.82%

The share of GTHA MIE balances 90+ days in arrears rose from 2.98% in Q3 2023 to 11.14% in Q1 2026, almost three times the rest of Canada (3.82%).

Source: CMHC, Residential Mortgage Industry Report, Fall 2026, figure 8 (Statistics Canada Survey of Non-Bank Mortgage Lenders). Reference: 2026-Q1. Released 2026-10-27. Retrieved 2026-10-27.

Not seasonally adjusted · The survey splits only GTHA vs rest of Canada, so B.C. and Southwestern Ontario can't be broken out. Q1 2026 is the latest quarter.

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View accessible data table · 2 series, 11 observations
11% of private mortgage dollars in the GTHA are 90 days behind. Unit: percent of balances. Not seasonally adjusted
PeriodGTHA MIE balancesRest of Canada MIE balances
Q3 20232.98%1.88%
Q4 20232.9%1.82%
Q1 20244.48%2.1%
Q2 20246.18%1.96%
Q3 20247.54%1.88%
Q4 20245.93%1.94%
Q1 20258.55%2.67%
Q2 20259.64%2.64%
Q3 20259.61%2.55%
Q4 202510.5%2.79%
Q1 202611.1%3.82%

Homies Research · CMHC Fall 2026 mortgage report, explained ↗