banks · Frozen publication data
Insured mortgage balances stopped shrinking
Year-over-year change in insured mortgage balances across chartered banks: median, 25th and 75th percentile
Unit: percent
Q2 2026Median bank 0.4%25th percentile -8.36%75th percentile 10.1%
Median insured mortgage growth at chartered banks turned positive (0.40%) in Q2 2026 after ten straight quarters of decline.
Source: CMHC, Residential Mortgage Industry Report, Fall 2026, figure 10 (NHA MBS issuer reporting, CMHC calculations). Reference: 2026-Q2. Released 2026-10-27. Retrieved 2026-10-27.
Year-over-year change · Bank-by-bank distribution, not a total. CMHC links the turn partly to expanded insurance eligibility.
View accessible data table · 3 series, 42 observations
Showing the latest 12 observations.
| Period | Median bank | 25th percentile | 75th percentile |
|---|---|---|---|
| Q3 2023 | 1.2% | -5.14% | 7.83% |
| Q4 2023 | -3.17% | -8.46% | 4.5% |
| Q1 2024 | -3.15% | -8.63% | 1.59% |
| Q2 2024 | -2.03% | -7.42% | 2.29% |
| Q3 2024 | -5.55% | -11.5% | 2.33% |
| Q4 2024 | -5.56% | -17.2% | 3.01% |
| Q1 2025 | -3.43% | -7.18% | 3.04% |
| Q2 2025 | -3.83% | -7.39% | 6.48% |
| Q3 2025 | -2.66% | -10.1% | 6.28% |
| Q4 2025 | -2.96% | -13.4% | 6.18% |
| Q1 2026 | -1.82% | -14.1% | 5.06% |
| Q2 2026 | 0.4% | -8.36% | 10.1% |
Homies Research · CMHC Fall 2026 mortgage report, explained ↗