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arrears · Frozen publication data

Ontario mortgage arrears are back near 2008 levels

Mortgages 90+ days past due, share of mortgages, by province, Q1 1995 to Q2 2026

Unit: percent of mortgages
Compare series or markets · 4 selected
Ontario mortgage arrears are back near 2008 levelsOntario's 90+ day arrears rate hit 0.32% in Q2 2026, up from 0.21% a year earlier and a low of 0.06% in 2021 and 2022. Unit: percent of mortgages. Not seasonally adjusted. Use left and right arrow keys to inspect observations. The data table follows the chart.Ontario mortgage arrears are back near 2008 levelsOntarioBritish ColumbiaAlbertaQuebecpercent of mortgages0%0.2%0.4%0.6%0.8%1%Q1 1995Q2 2001Q3 2007Q4 2013Q1 2020Q2 2026CMHC, Residential Mortgage Industry Report, Fall 2026, figure 1 (Canadian Bankers Association data… · Through 2026-Q2Not seasonally adjustedHOMIES RESEARCH
Q2 2026Ontario 0.32%British Columbia 0.26%Alberta 0.27%Quebec 0.19%

Ontario's 90+ day arrears rate hit 0.32% in Q2 2026, up from 0.21% a year earlier and a low of 0.06% in 2021 and 2022.

Source: CMHC, Residential Mortgage Industry Report, Fall 2026, figure 1 (Canadian Bankers Association data, CMHC calculations). Reference: 2026-Q2. Released 2026-10-27. Retrieved 2026-10-27.

Not seasonally adjusted · CBA arrears count mortgages, not dollars, and cover CBA member banks. Q2 is the quarterly figure CMHC published; monthly figures in figure 13 differ slightly.

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View accessible data table · 4 series, 126 observations

Showing the latest 12 observations.

Ontario mortgage arrears are back near 2008 levels. Unit: percent of mortgages. Not seasonally adjusted
PeriodOntarioBritish ColumbiaAlbertaQuebec
Q3 20230.09%0.12%0.32%0.12%
Q4 20230.11%0.14%0.33%0.14%
Q1 20240.13%0.15%0.33%0.16%
Q2 20240.14%0.16%0.31%0.16%
Q3 20240.16%0.17%0.3%0.17%
Q4 20240.18%0.17%0.3%0.18%
Q1 20250.2%0.19%0.29%0.19%
Q2 20250.21%0.2%0.26%0.18%
Q3 20250.23%0.21%0.26%0.18%
Q4 20250.26%0.22%0.26%0.19%
Q1 20260.3%0.25%0.27%0.2%
Q2 20260.32%0.26%0.27%0.19%

Homies Research · CMHC Fall 2026 mortgage report, explained ↗